Housing Authority of the County of Santa Cruz
The Housing Authority offers programs providing assistance in obtaining affordable housing throughout the entire County of Santa Cruz. To learn more about any of the Housing Authority's programs, please visit the Housing Authority's website.
The Housing Authority of the County of Santa Cruz has opened the Waiting List for the Housing Choice Voucher (Section 8) Program for both the County of Santa Cruz and the Cities of Hollister and San Juan Bautista. The waiting list will be open until Thursday December 6, 2018 at 5 pm. For more information about the application process and next steps, please contact the Housing Authority at (831)454-9455.
LA LISTA DE ESPERA PARA EL COMPROBANTE PARA SELECCIÓN DE VIVIENDA (SECCIÓN 8) ESTA ABIERTA!
La Autoridad de Viviendas del Condado de Santa Cruz ha abierto la Lista de Espera para el Programa de Comprobante para Selección de Vivienda (Sección 8) para el condado de Santa Cruz y para las ciudades de Hollister y San Juan Bautista. La lista de espera estará abierta hasta el 6 de diciembre del 2018, a las 5 pm. Para más información contactar la Autoridad de Viviendas del Condado de Santa Cruz al (831)454-9455.
California Housing Finance Agency (CalHFA)
CAlHFA is a state agency that provides financing to assist homebuyers statewide. To learn more about any of the CalHFA programs, Please visit the CalHFA website for the latest information regarding their programs.
- Mortgage Credit Certificate (MCC)
- School Facility Fee Down Payment Assistance Program
- California Facility Fee Dow Payment Assistance Program (SSF)
Mortgage Credit Certificate (MCC)
The Mortgage Credit Certificate (MCC) reduces the amount of Federal income tax you pay, thus giving you more available income to qualify and pay for a mortgage loan.
School Facility Fee Down Payment Assistance Program (SSF)
Fist Time homebuyers who purchase a newly constructed home may apply for grants of $4,000 to $5,000 from CalHFA. These grants were approved as part of Proposition 46, which votes approved in 11-2002.
California Homebuyer's Down Payment Assistance Program (CHDAP)
CalHFA also offers as small loan for eligible first time home buyers. The loan is for 3% of the home purchase price. It charges a 3% simple interest rate an no monthly payments are required for up to 30 years.